Hospital inpatient drug or alcohol rehabilitation is performed in a hospital setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the client may encounter the onset of life threatening withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to individuals who desire a medication assisted withdrawal, as is the case with individuals who are addicted to opiates and wish to use this type of detoxification technique to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not treatment in itself however, and these individuals will need additional counseling and therapy to entirely recover from addiction.

Self payment drug and alcohol rehabilitation centers are a great alternative to other types of treatment facilities i.e. private medical insurance and state funded facilities. Individuals who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. In order to learn more about self payment at a specific program, contact a drug or alcohol rehab facility and inquire as to their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehab, and there are many drug treatment programs throughout the country which are covered through Medicaid. Most drug rehab facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for addiction at a variety of substance abuse rehab facilities around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who are in need of help can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug rehab facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab providers. To find out which rehabilitation facilities will accept state financed insurance, speak with a drug treatment advisor.

If someone is addicted to drugs or alcohol and is looking for help, many effective drug or alcohol rehab programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug rehab facilities which provide an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehabilitation facility. For additional information, consult with an addiction specialist at a substance abuse rehab center in your area to find out which services your private health insurance will cover.

Military health insurance generally refers to TRICARE and is a normally recognized insurance for specific drug rehab centers. A drug rehab that accepts military insurance will generally accept most other types of insurance as well. TRICARE generally covers detox, rehabilitation and outpatient treatment.