Self payment substance abuse rehabilitation facilities are an excellent alternative to other types of rehabilitation programs i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment programs, contact a drug treatment program and inquire as to their payment options. It is beneficial to contact several programs so that you have an understanding of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehab, and there are many drug rehabilitation centers throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab providers. To find out which treatment programs will accept state financed insurance, speak with a drug and alcohol treatment advisor.

When an individual is addicted to drugs or alcohol and is seeking help, there are many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug or alcohol treatment programs which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab program. For additional information, speak with with an addiction specialist at a drug or alcohol rehabilitation facility in your area to find out which services your private health insurance will cover.