Drug rehabilitation programs which are provided on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to participate in an inpatient rehabilitation center. An outpatient drug rehabilitation center delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol rehab program where the person is required to remain at the rehabilitation facility until treatment is complete. Outpatient drug rehab is also available for individuals who have already gone through residential or inpatient treatment but require a thorough aftercare program which will offer additional support and therapy to help them avoid relapse.
Self payment drug rehab centers are an outstanding alternative to other types of rehab programs i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment at a specific program, contact a substance abuse rehab facility and ask about their payment options. It is a good idea to contact a number of facilities so that you have an understanding of your choices regarding treatment options and payment options.
Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug treatment, and there are a lot of drug rehab facilities throughout the country which are covered through Medicaid. Many drug and alcohol rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.
Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for substance abuse at a wide variety of drug and alcohol rehabilitation facilities around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.
Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehab centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment services. To find out which rehabilitation programs will accept state financed insurance, consult a substance abuse treatment specialist.
If someone is abusing drugs or alcohol and is seeking help, many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug or alcohol treatment programs which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab program. For more information, consult with a treatment professional at a substance abuse rehab center in your area to find out which services your private health insurance will cover.
Military health insurance generally relates to TRICARE and is a normally accepted insurance for certain drug treatment facilities. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE commonly covers detoxification, rehabilitation and outpatient treatment.
Paying for drug rehabilitation can be a problem, as all resources have been exhausted because of their drug habit. Many drug treatment facilities understand this reality which is why many drug and alcohol rehab programs across the nation offer payment options known as a sliding scale fee. There are several variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehab programs would rather find a way to make it work financially so that those that need addiction help can receive the help they need.