Self payment drug and alcohol rehabilitation facilities are a great alternative to other types of treatment facilities i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment at a specific program, contact a drug treatment center and ask about their payment options. It is a good idea to contact a number of facilities so that you have an understanding of your choices with regards to treatment options and payment options.
Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug and alcohol treatment facilities throughout the country which are covered through Medicaid. Most drug treatment facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.
Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab services. To find out which rehab programs will accept state financed insurance, consult a substance abuse treatment advisor.
When somebody is addicted to drugs or alcohol and is seeking help, there are many effective drug or alcohol treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial substance abuse rehab programs which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehab facility. For more information, speak with with a treatment professional at a drug treatment facility in your area to find out which programs your private health insurance will cover.
Military health insurance usually relates to TRICARE and is a commonly accepted insurance for certain drug rehab facilities. A drug rehab that accepts military insurance will normally accept most other types of insurance as well. TRICARE normally covers detoxification, rehab and outpatient treatment.