Hospital inpatient drug or alcohol treatment is carried out in a hospital or similar setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the person may encounter the onset of medically dangerous withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to those who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox approach to avoid the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these people will require additional counseling and therapy to completely recover from addiction.

Drug or alcohol treatment programs which are offered on an outpatient basis are readily available to addicted people who have circumstances which prevent them from being able to take part in an inpatient treatment center. An outpatient substance abuse rehab center offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol rehab facility where the person is expected to remain at the rehab center until the treatment process has been fully completed. Outpatient drug rehab is also offered for individuals who have already gone through residential or inpatient treatment but require a comprehensive aftercare and relapse prevention program which will provide further support and therapy to help them avoid relapse.

Self payment drug treatment programs are a great alternative to other types of treatment facilities i.e. private medical insurance and state funded programs. Individuals who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. To learn more about self payment at a specific program, contact a drug or alcohol rehabilitation facility and inquire as to their payment options. It is beneficial to contact several facilities so that you have an understanding of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug rehab, and there are a lot of drug rehab centers throughout the country which are covered through Medicaid. Many drug rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for drug or alcohol addiction at a variety of drug treatment facilities around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol treatment centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug treatment services. To find out which rehab facilities will accept state financed insurance, consult a substance abuse treatment specialist.

When an individual is abusing drugs or alcohol and is seeking help, there are many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse treatment facilities which provide an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab program. For more information, consult with an addiction specialist at a drug or alcohol rehabilitation center in your area to see which services your private health insurance will cover.

Military health insurance generally pertains to TRICARE and is a commonly accepted insurance for certain drug rehabilitation centers. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE commonly covers detoxification, rehabilitation and outpatient treatment.

Paying for drug or alcohol rehabilitation can be a challenge, as all resources have been exhausted due to their drug habit. Many drug rehab facilities recognize this fact which is why many drug treatment facilities across the nation offer payment options known as a sliding scale fee. There are several variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug treatment facilities would prefer to find a way to make it work financially so that those suffering with addiction can get the help they need.