Self payment substance abuse rehabilitation facilities are an outstanding alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. To learn more about self payment programs, contact a drug rehab center and ask about their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug rehabilitation centers throughout the country which are covered through Medicaid. Most drug rehab facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for substance abuse at a variety of drug and alcohol treatment facilities around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation providers. To find out which treatment facilities will accept state financed insurance, speak with a substance abuse treatment specialist.

When someone is addicted to drugs or alcohol and is seeking help, many effective drug treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse treatment programs which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment facility. For additional information, consult with a treatment professional at a drug or alcohol treatment center in your area to see which programs your private health insurance will cover.