Self payment substance abuse rehabilitation facilities are an outstanding alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. To learn more about self payment programs, contact a drug rehab center and ask about their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug rehabilitation centers throughout the country which are covered through Medicaid. Most drug rehab facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol treatment facilities around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehab providers. To find out which rehab programs will accept state financed insurance, consult a drug and alcohol treatment advisor.

If someone is abusing drugs or alcohol and is seeking help, there are many effective drug rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial substance abuse rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment program. For additional information, consult with a treatment professional at a substance abuse rehab program in your area to find out which programs your private health insurance will cover.