Whether it is apparent or not, seniors and older adults encompass a significant percentage of individuals in the United States who struggle with drug and/or alcohol abuse and addiction. As the baby boomer generation ages, this will become an even bigger problem with an even bigger need for drug rehabilitation centers which are prepared to treat seniors and older adults who are in need of treatment for addiction problems. Seniors and older adults are faced with many physical challenges as a result of their age, which can affect treatment outcome if not addressed concurrently. It is beneficial for seniors and older adults to find rehabilitation before any long term consequences arise.

Self payment drug rehabilitation facilities are an excellent alternative to other types of treatment facilities i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. In order to learn more about self payment programs, make contact with a drug or alcohol rehabilitation center and inquire as to their payment options. It is beneficial to contact a number of facilities so that you have a comparison of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug rehabilitation centers throughout the country which are covered through Medicaid. Most drug and alcohol rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for drug or alcohol addiction at a wide variety of substance abuse rehab facilities around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol treatment programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab providers. To find out which rehab facilities will accept state financed insurance, consult a substance abuse treatment specialist.

If a person is addicted to drugs or alcohol and is looking for help, many effective drug or alcohol treatment facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug rehab centers which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug treatment facility. For additional information, speak with with an addiction specialist at a drug or alcohol rehabilitation facility in your area to see which programs your private health insurance will cover.