Hospital inpatient substance abuse treatment is carried out in a hospital setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may encounter the onset of life threatening withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be supervised very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also administered to those who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not considered full rehabilitation and these people will require additional counseling and therapy to fully recover from addiction.

Self payment drug and alcohol rehabilitation facilities are a great alternative to other types of rehabilitation centers i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. In order to learn more about self payment programs, make contact with a drug or alcohol rehabilitation facility and ask about their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the person has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug or alcohol treatment, and there are many drug rehabilitation facilities throughout the country which are covered through Medicaid. Most drug rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for addiction at a wide variety of drug treatment facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug treatment facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment providers. To find out which rehab programs will accept state financed insurance, consult a substance abuse treatment specialist.

If a person is addicted to drugs or alcohol and is looking for help, there are many effective substance abuse rehab facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug or alcohol treatment programs which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment program. For more information, consult with a treatment professional at a drug rehab facility in your area to see which programs your private health insurance will cover.

Military health insurance generally relates to TRICARE and is a commonly accepted insurance for specific drug rehab facilities. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE usually covers detox, rehab and outpatient treatment.

Many substance abuse rehabilitation programs in the United States offer payment assistance to men and women struggling with drug or alcohol addiction and want to get help. The individual in need of rehabilitation can choose a rehab program which ideally fits their situation, meaning the treatment plan and design of the program will provide them the best results. The addicted person can then consult with one of the treatment professionals at the drug or alcohol rehabilitation center to talk about what kind of payment assistance options are available or that they qualify for. The financial department in most drug treatment centers are more than willing to work with potential clients to get them started by offering payment assistance, and if this is unavailable, treatment professionals will usually work with the individual to locate an equivalent or similar rehab program which is more affordable or that can offer workable financing options so that they can get the rehabilitation they so desperately need.