Drug or alcohol treatment services which are delivered on an outpatient basis are available to addicted individuals who have circumstances which prevent them from being able to participate in an inpatient rehabilitation program. An outpatient drug and alcohol rehabilitation program provides many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehabilitation facility where the individual is required to stay and reside at the rehab program until treatment is complete. Outpatient drug or alcohol rehab is also offered for those who have already gone through residential or inpatient treatment but require a thorough aftercare and relapse prevention program which will offer further support and therapy to help them remain clean and sober.

Self payment substance abuse rehab facilities are an outstanding alternative to other types of treatment centers i.e. private medical insurance and state funded programs. Individuals who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehabilitation program. In order to learn more about self payment programs, make contact with a drug or alcohol treatment facility and ask about their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are many drug and alcohol treatment centers throughout the country which are covered through Medicaid. Many drug treatment programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for drug or alcohol addiction at a variety of substance abuse treatment facilities around the country. Medicare covers both inpatient and outpatient treatment facilities, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehabilitation facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment providers. To find out which rehab facilities will accept state financed insurance, consult a drug and alcohol treatment advisor.

If an individual is abusing drugs or alcohol and is looking for help, there are many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse rehab facilities which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab program. For additional information, consult with a treatment professional at a drug or alcohol treatment facility in your area to find out which programs your private health insurance will cover.

Military health insurance normally refers to TRICARE and is a typically accepted insurance for specific drug treatment facilities. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE generally covers detox, rehabilitation and outpatient treatment.

Paying for drug rehabilitation can be a challenge, because typically all resources have been exhausted due to their addiction. Many drug treatment programs understand this fact which is why many drug rehabilitation programs across the nation provide payment arrangements known as a sliding scale fee. There are various factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehabilitation facilities would rather find a way to make it work financially so that those that need addiction help can get the help they need.