Self payment drug rehab centers are an excellent alternative to other types of treatment facilities i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment at a specific program, contact a drug or alcohol rehabilitation facility and inquire as to their payment options. It is a good idea to contact a number of facilities so that you have a comparison of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehabilitation, and there are a lot of drug and alcohol rehabilitation facilities throughout the country which are covered through Medicaid. Most drug rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for drug or alcohol addiction at a variety of substance abuse rehabilitation facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who are in need of treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug treatment centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment services. To find out which treatment facilities will accept state financed insurance, speak with a drug and alcohol treatment professional.

If someone is abusing drugs or alcohol and is looking for help, many effective drug or alcohol rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial substance abuse rehab facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment program. For additional information, speak with with an addiction specialist at a substance abuse rehab facility in your area to see which services your private health insurance will cover.