Substance abuse treatment takes place in a wide range of distinct treatment settings with a variety of different treatment approaches. For example, some substance abuse treatment can be done on an outpatient basis, where the individual will typically receive treatment during the day but is allowed to return home daily. Other substance abuse treatment requires the individual to reside in a hospital or residential facility during the entire course of treatment, which is particularly helpful in resolving more severe cases of addiction. Inpatient and residential substance abuse treatment can be done on a short term or long term basis, depending on different circumstances which can be different for each person. Most substance abuse treatment will concentrate on getting the individual physically rehabilitated, and then concentrate on the root psychological and emotional issues which will help them avoid relapse in the future.

Drug or alcohol rehab programs which are offered on an outpatient basis are available to addicted people who have circumstances which prevent them from being able to participate in an inpatient rehabilitation facility. An outpatient substance abuse treatment facility provides many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehabilitation program where the person is expected to stay and reside at the treatment center until the treatment process has been fully completed. Outpatient drug rehab is also available for individuals who have already gone through residential or inpatient treatment but require a thorough aftercare and relapse prevention program which will provide further support and therapy to help them avoid relapse.

Self payment drug and alcohol rehabilitation programs are an outstanding alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. To learn more about self payment at a specific program, make contact with a drug or alcohol treatment center and inquire as to their payment options. It is beneficial to contact several facilities so that you have an understanding of your choices regarding treatment options and payment methods.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug or alcohol rehabilitation, and there are many drug and alcohol rehabilitation centers throughout the country which are covered through Medicaid. Many drug rehab programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for addiction at a wide variety of substance abuse treatment facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who are in need of treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehabilitation programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse treatment services. To find out which treatment programs will accept state financed insurance, speak with a substance abuse treatment professional.

If someone is addicted to drugs or alcohol and is looking for help, many effective drug or alcohol rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial substance abuse treatment facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment program. For more information, consult with a treatment professional at a drug or alcohol rehabilitation program in your area to see which programs your private health insurance will cover.

Military health insurance usually refers to TRICARE and is a typically accepted insurance for particular drug rehab programs. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE usually covers detoxification, rehabilitation and outpatient treatment.

Paying for drug or alcohol treatment can be a problem, because typically all resources have been exhausted due to their drug habit. Many drug rehab facilities recognize this reality which is why many drug treatment programs around the country offer payment arrangements known as a sliding scale fee. There are various factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol treatment facilities would rather find a way to make it work financially so that those suffering with addiction can acquire the help they need.