Self payment substance abuse treatment programs are an excellent alternative to other types of treatment centers i.e. private medical insurance and state funded programs. Individuals who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehabilitation program. To learn more about self payment programs, contact a drug rehab facility and ask about their payment options. It is beneficial to contact a number of programs so that you have a comparison of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug rehab, and there are a lot of drug and alcohol rehab facilities throughout the country which are covered through Medicaid. Many drug and alcohol rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of a Medicaid rehab program.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug treatment facilities around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation providers. To find out which rehab programs will accept state financed insurance, speak with a substance abuse treatment specialist.

If somebody is addicted to drugs or alcohol and is seeking help, many effective drug or alcohol rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab program. For additional information, consult with a treatment professional at a drug or alcohol rehabilitation program in your area to see which programs your private health insurance will cover.