Whether it is apparent or not, seniors and older adults comprise a considerable percentage of individuals in the United States who struggle with drug and/or alcohol abuse and addiction. As the baby boomer generation ages, this will become an even bigger problem with an even bigger need for drug and alcohol rehabilitation programs which are prepared to treat seniors and older adults who are in need of treatment for addiction problems. Seniors and older adults are faced with many physical challenges as a result of their age, which can have an impact on treatment outcome if not addressed concurrently. It is beneficial for seniors and older adults to seek treatment before any long term consequences come about.

Self payment drug treatment centers are an outstanding alternative to other types of treatment programs i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehabilitation program. To learn more about self payment at a specific program, contact a substance abuse rehab center and ask about their payment options. It is beneficial to contact a number of programs so that you have a comparison of your choices with regards to rehab options and payment options.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug and alcohol rehab centers throughout the country which are covered through Medicaid. Most drug and alcohol rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for addiction at a variety of substance abuse rehab facilities around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who wish to receive treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehabilitation services. To find out which rehabilitation programs will accept state financed insurance, speak with a substance abuse treatment advisor.

When someone is addicted to drugs or alcohol and is looking for help, many effective substance abuse rehabilitation facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug or alcohol treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab program. For more information, speak with with a treatment professional at a substance abuse rehab facility in your area to see which programs your private health insurance will cover.

Military health insurance usually pertains to TRICARE and is a normally recognized insurance for specific drug rehab facilities. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE typically covers detoxification, rehabilitation and outpatient treatment.