Hospital inpatient drug or alcohol rehabilitation is done in a hospital or similar setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the client may encounter the onset of medically dangerous withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be monitored very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also administered to individuals who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these individuals will need further counseling and therapy to entirely recover from addiction.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors such as whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug rehab facilities throughout the country which are covered through Medicaid. Many drug treatment programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation services. To find out which rehabilitation facilities will accept state financed insurance, consult a drug treatment advisor.

When someone is abusing drugs or alcohol and is seeking help, many effective substance abuse treatment facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug treatment programs which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment program. For more information, consult with a treatment professional at a drug or alcohol rehab center in your area to find out which services your private health insurance will cover.

Military health insurance typically refers to TRICARE and is a typically accepted insurance for certain drug rehab facilities. A drug rehab that accepts military insurance will normally accept most other types of insurance as well. TRICARE normally covers detox, rehabilitation and outpatient treatment.