Drug or alcohol rehab programs which are provided on an outpatient basis are readily available to addicted people who have circumstances which prevent them from being able to take part in an inpatient rehabilitation center. An outpatient drug treatment center offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol treatment center where the person is required to stay and reside at the treatment program until the treatment process is complete. Outpatient drug rehab is also available for those who have completed residential or inpatient treatment but require a thorough aftercare and relapse prevention program which will provide additional support and treatment to help them remain clean and sober.

Whether it is apparent or not, seniors and older adults encompass a considerable percentage of individuals in the United States who struggle with drug and/or alcohol abuse and addiction. As the baby boomer generation ages, this will become an even bigger problem with an even bigger need for drug rehab programs which are prepared to treat seniors and older adults who are in need of treatment for addiction issues. Seniors and older adults are faced with many physical challenges as a result of their age, which can affect treatment outcome if not addressed concurrently. It is beneficial for seniors and older adults to locate treatment before any long term consequences occur.

Self payment drug and alcohol rehabilitation programs are an excellent alternative to other types of rehab facilities i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. In order to learn more about self payment programs, contact a drug rehabilitation facility and inquire as to their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors such as whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug rehabilitation facilities throughout the country which are covered through Medicaid. Most drug and alcohol treatment facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for addiction at a variety of substance abuse rehabilitation programs around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug treatment programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment services. To find out which treatment facilities will accept state financed insurance, consult a substance abuse treatment advisor.

When somebody is addicted to drugs or alcohol and is seeking help, many effective drug rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug treatment facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation program. For additional information, speak with with an addiction specialist at a substance abuse rehabilitation center in your area to see which programs your private health insurance will cover.

Military health insurance normally pertains to TRICARE and is a commonly accepted insurance for particular drug rehabilitation programs. A drug rehab that accepts military insurance will generally accept most other types of insurance as well. TRICARE usually covers detox, rehabilitation and outpatient treatment.

Paying for drug or alcohol treatment can be a challenge, as all resources have been exhausted because of their addiction. Many drug treatment programs fully grasp this reality which is why many drug and alcohol rehabilitation programs across the nation provide payment options known as a sliding scale fee. There are various variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug rehabilitation programs would prefer to find a way to make it work financially so that those suffering with addiction can receive the help they need.