Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehab, and there are a lot of drug rehab centers throughout the country which are covered through Medicaid. Many drug rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.
Some people are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol treatment facilities around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehab services. To find out which treatment programs will accept state financed insurance, speak with a drug treatment professional.
When a person is abusing drugs or alcohol and is seeking help, many effective drug or alcohol rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug treatment centers which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug treatment facility. For more information, consult with an addiction specialist at a substance abuse rehab program in your area to find out which services your private health insurance will cover.