Drug or alcohol rehab programs which are provided on an outpatient basis are readily available to addicted people who have circumstances which prevent them from being able to take part in an inpatient rehabilitation center. An outpatient drug treatment center offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol treatment center where the person is required to stay and reside at the treatment program until the treatment process is complete. Outpatient drug rehab is also available for those who have completed residential or inpatient treatment but require a thorough aftercare and relapse prevention program which will provide additional support and treatment to help them remain clean and sober.

Partial Hospitalization, also known as "PHP" or Day Treatment, is a form of recovery program which works to treat substance abuse issues and mental health conditions which may be co-occurring. In a PHP program, the person in treatment takes part in various treatment activities and techniques during the day and then returns home in the evening. This is done anywhere from five to seven days a week, depending on the severity of the problem. Partial Hospitalization can be helpful for addicted persons who cannot afford long-term inpatient care, or who are unable to be away from their families for prolonged periods of time. While in Day Treatment, clients participate in typical counseling and therapy for addiction issues while also addressing mental health troubles which could prevent them from making progress and obtaining gains throughout the treatment process.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol treatment, and there are many drug and alcohol rehabilitation centers throughout the country which are covered through Medicaid. Many drug and alcohol treatment programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehab programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehab services. To find out which rehabilitation facilities will accept state financed insurance, speak with a drug and alcohol treatment advisor.

If somebody is addicted to drugs or alcohol and is looking for help, many effective drug treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug rehab facilities which require an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug treatment program. For more information, consult with an addiction specialist at a drug or alcohol treatment facility in your area to see which services your private health insurance will cover.

Military health insurance generally relates to TRICARE and is a normally recognized insurance for certain drug rehab centers. A drug rehab that accepts military insurance will generally accept most other types of insurance as well. TRICARE generally covers detox, rehab and outpatient treatment.

Many substance abuse rehab programs in the United States provide payment assistance to individuals suffering with drug or alcohol addiction and want to get help. The person in need of rehabilitation can select a rehabilitation facility which is a good fit, meaning the treatment plan and design of the program would supply them the best results. The addicted person can then seek advice from one of the treatment professionals at the drug or alcohol rehab center to find out what kind of payment assistance options are available or that they qualify for. The financial department in most drug rehabilitation centers are more than willing to work with potential clients to get them started by offering payment assistance, and if this is unavailable, treatment professionals will often work with the individual to find an equivalent or similar treatment facility which is more affordable or that can provide workable financing options so that they can receive the rehabilitation they so desperately need.