Self payment drug and alcohol treatment programs are an excellent alternative to other types of rehabilitation centers i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. In order to learn more about self payment programs, make contact with a drug or alcohol rehab facility and ask about their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehab, and there are a lot of drug and alcohol treatment facilities throughout the country which are covered through Medicaid. Many drug treatment programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of such a program.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehab facilities around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment providers. To find out which treatment programs will accept state financed insurance, consult a substance abuse treatment professional.