Hospital inpatient drug or alcohol rehabilitation is done in a hospital or similar setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the client may encounter the onset of medically dangerous withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be monitored very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also administered to individuals who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these individuals will need further counseling and therapy to entirely recover from addiction.

Self payment substance abuse rehab facilities are an excellent alternative to other types of treatment centers i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment at a specific program, make contact with a substance abuse treatment facility and ask about their payment options. It is beneficial to contact a number of facilities so that you have a comparison of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances such as whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehab, and there are a lot of drug rehabilitation centers throughout the country which are covered through Medicaid. Most drug rehab facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for substance abuse at a wide variety of drug treatment facilities around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who wish to receive treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehab services. To find out which rehabilitation facilities will accept state financed insurance, speak with a drug treatment specialist.

If a person is addicted to drugs or alcohol and is looking for help, many effective drug treatment facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug rehab centers which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug treatment facility. For additional information, consult with an addiction specialist at a substance abuse rehab facility in your area to find out which services your private health insurance will cover.

Military health insurance normally refers to TRICARE and is a normally recognized insurance for particular drug treatment centers. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE usually covers detoxification, rehab and outpatient treatment.