Drug or alcohol rehab programs which are delivered on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to participate in an inpatient treatment program. An outpatient substance abuse rehab program offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehab center where the person is expected to stay and reside at the rehabilitation center until the treatment process is complete. Outpatient drug rehabilitation is also offered for individuals who have already gone through residential or inpatient treatment but also need a comprehensive aftercare and relapse prevention program which will provide additional support and treatment to help them remain clean and sober.

Self payment substance abuse rehab programs are an excellent alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. In order to learn more about self payment at a specific program, make contact with a substance abuse rehabilitation center and inquire as to their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug and alcohol treatment centers throughout the country which are covered through Medicaid. Most drug rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for drug or alcohol addiction at a wide variety of drug rehabilitation centers around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who are in need of treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehab providers. To find out which treatment programs will accept state financed insurance, consult a substance abuse treatment advisor.

If a person is addicted to drugs or alcohol and is looking for help, there are many effective drug or alcohol treatment programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug or alcohol treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab program. For more information, speak with with a treatment professional at a drug or alcohol rehab facility in your area to see which services your private health insurance will cover.

Military health insurance generally refers to TRICARE and is a typically accepted insurance for certain drug rehabilitation facilities. A drug rehab that accepts military insurance will generally accept most other types of insurance as well. TRICARE typically covers detoxification, rehabilitation and outpatient treatment.

Paying for drug or alcohol treatment can be a challenge, because typically all resources have been exhausted due to the persons addiction. Many drug rehab facilities fully grasp this reality which is why many drug rehabilitation facilities across the nation offer payment arrangements known as a sliding scale fee. There are several variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol rehab programs would prefer to find a way to make it work financially so that those suffering with addiction can acquire the help they need.