Hospital inpatient substance abuse rehabilitation is carried out in a hospital setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the person may experience the onset of life threatening withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be supervised very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to individuals who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these individuals will need additional counseling and therapy to completely recover from addiction.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug rehab, and there are many drug and alcohol rehabilitation programs throughout the country which are covered through Medicaid. Most drug and alcohol rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for substance abuse at a wide variety of drug and alcohol treatment programs around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who are in need of treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

When a person is addicted to drugs or alcohol and is looking for help, there are many effective drug or alcohol rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug treatment programs which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab program. For additional information, consult with an addiction specialist at a substance abuse rehab center in your area to see which programs your private health insurance will cover.