Hospital inpatient drug rehabilitation is performed in a hospital or similar setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the person may experience the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also administered to those who choose to undergo medication assisted withdrawal, as is the case with individuals who are addicted to opiates and wish to use this type of detoxification technique to manage the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not considered full rehabilitation and these individuals will need additional counseling and therapy to entirely recover from addiction.

Self payment drug and alcohol rehab programs are an excellent alternative to other types of treatment facilities i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment programs, make contact with a drug or alcohol rehab program and inquire as to their payment options. It is a good idea to contact several programs so that you have a comparison of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug treatment facilities throughout the country which are covered through Medicaid. Many drug and alcohol rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for drug or alcohol addiction at a variety of substance abuse rehabilitation programs around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug treatment programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment services. To find out which rehab programs will accept state financed insurance, consult a substance abuse treatment professional.

When somebody is addicted to drugs or alcohol and is seeking help, there are many effective drug or alcohol rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial substance abuse rehab facilities which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehabilitation facility. For additional information, speak with with a treatment professional at a substance abuse rehab center in your area to see which services your private health insurance will cover.

Military health insurance normally pertains to TRICARE and is a typically accepted insurance for particular drug rehab programs. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE normally covers detox, rehab and outpatient treatment.