Self payment substance abuse treatment facilities are an excellent alternative to other types of rehabilitation programs i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. To learn more about self payment at a specific program, make contact with a drug or alcohol treatment program and inquire as to their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug treatment, and there are many drug rehabilitation centers throughout the country which are covered through Medicaid. Many drug rehab facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehabilitation centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug treatment services. To find out which treatment programs will accept state financed insurance, speak with a substance abuse treatment advisor.

If somebody is abusing drugs or alcohol and is looking for help, many effective drug or alcohol rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug treatment facilities which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehabilitation facility. For additional information, speak with with an addiction specialist at a drug rehabilitation facility in your area to see which services your private health insurance will cover.