Substance abuse treatment is offered in a wide range of different treatment settings with a variety of different treatment methods. For example, some substance abuse treatment can be performed on an outpatient basis, where the individual will typically participate in treatment during the day but is allowed to return home daily. Other substance abuse treatment requires the person to reside in a hospital or residential facility during the entire course of treatment, which is particularly helpful in handling more severe cases of addiction. Inpatient and residential substance abuse treatment can be done on a short term or long term basis, depending on unique circumstances which can be different for each individual. Most substance abuse treatment will focus on getting the person physically rehabilitated, and then concentrate on underlying psychological and emotional issues.

Drug rehab programs which are offered on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to participate in an inpatient rehabilitation center. An outpatient drug rehab facility delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol treatment facility where the individual is required to stay and reside at the rehabilitation center until treatment is complete. Outpatient drug or alcohol treatment is also available for individuals who have already gone through residential or inpatient treatment but require a thorough aftercare program which will provide further support and therapy to help them remain clean and sober.

Self payment drug and alcohol treatment centers are an outstanding alternative to other types of rehabilitation centers i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. In order to learn more about self payment programs, make contact with a substance abuse treatment facility and inquire as to their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehab, and there are a lot of drug rehab centers throughout the country which are covered through Medicaid. Most drug and alcohol rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for addiction at a variety of substance abuse rehab facilities around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who are in need of treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehabilitation facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehab services. To find out which rehabilitation programs will accept state financed insurance, speak with a drug treatment professional.

When an individual is abusing drugs or alcohol and is seeking help, there are many effective drug rehab programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug or alcohol rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehabilitation facility. For additional information, speak with with an addiction specialist at a drug or alcohol rehab center in your area to find out which services your private health insurance will cover.

Military health insurance normally refers to TRICARE and is a typically accepted insurance for certain drug treatment programs. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE generally covers detox, rehab and outpatient treatment.

Paying for drug rehab can be a challenge, as all resources have been exhausted because of the persons drug habit. Many drug treatment programs fully grasp this fact which is why many drug and alcohol rehabilitation programs across the nation provide payment options known as a sliding scale fee. There are several factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug rehab facilities would prefer to find a way to make it work financially so that those suffering with addiction can get the help they need.