Drug or alcohol treatment programs which are delivered on an outpatient basis are available to addicted individuals who have circumstances which prevent them from being able to take part in an inpatient treatment facility. An outpatient substance abuse treatment program delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol rehabilitation facility where the individual is required to stay and reside at the rehab center until the treatment process is complete. Outpatient drug treatment is also offered for individuals who have already gone through residential or inpatient treatment but require a thorough aftercare program which will offer additional support and therapy to help them avoid relapse.

Self payment drug rehabilitation programs are a great alternative to other types of rehab facilities i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. In order to learn more about self payment programs, contact a drug treatment facility and inquire as to their payment options. It is a good idea to contact several facilities so that you have an understanding of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehabilitation, and there are many drug rehabilitation facilities throughout the country which are covered through Medicaid. Many drug rehab programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for addiction at a wide variety of substance abuse rehabilitation programs around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who are in need of treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehab programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab services. To find out which rehab facilities will accept state financed insurance, consult a drug treatment advisor.

If somebody is addicted to drugs or alcohol and is seeking help, there are many effective substance abuse rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug or alcohol rehab programs which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment program. For more information, speak with with a treatment professional at a drug rehab program in your area to see which services your private health insurance will cover.