Hospital inpatient substance abuse treatment is carried out in a hospital or similar setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may experience the onset of medically dangerous withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also administered to individuals who choose to undergo medication assisted withdrawal, as is the case with individuals who are addicted to opiates and wish to use this type of detox approach to manage the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these individuals will require additional counseling and therapy to entirely recover from addiction.

Self payment drug rehabilitation programs are a great alternative to other types of rehab facilities i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. To learn more about self payment programs, contact a drug or alcohol rehab facility and ask about their payment options. It is beneficial to contact several facilities so that you have a comparison of your choices regarding treatment options and payment methods.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are many drug rehab centers throughout the country which are covered through Medicaid. Most drug treatment facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for addiction at a wide variety of drug treatment programs around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehab centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug treatment services. To find out which treatment programs will accept state financed insurance, speak with a drug treatment advisor.

If an individual is addicted to drugs or alcohol and is looking for help, there are many effective substance abuse rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment centers which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab program. For more information, consult with a treatment professional at a drug or alcohol rehab facility in your area to see which services your private health insurance will cover.