Self payment substance abuse rehab facilities are a great alternative to other types of treatment programs i.e. private medical insurance and state funded facilities. Individuals who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehabilitation program. In order to learn more about self payment programs, make contact with a substance abuse rehab program and ask about their payment options. It is beneficial to contact several facilities so that you have an understanding of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehab, and there are many drug and alcohol treatment centers throughout the country which are covered through Medicaid. Most drug and alcohol rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for addiction at a wide variety of drug and alcohol treatment centers around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehabilitation programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehabilitation services. To find out which treatment facilities will accept state financed insurance, speak with a substance abuse treatment professional.

If a person is addicted to drugs or alcohol and is seeking help, there are many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse rehab programs which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation facility. For more information, consult with a treatment professional at a drug rehab program in your area to see which services your private health insurance will cover.