Drug or alcohol treatment programs which are delivered on an outpatient basis are available to addicted individuals who have circumstances which prevent them from being able to take part in an inpatient treatment facility. An outpatient substance abuse treatment program delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol rehabilitation facility where the individual is required to stay and reside at the rehab center until the treatment process is complete. Outpatient drug treatment is also offered for individuals who have already gone through residential or inpatient treatment but require a thorough aftercare program which will offer additional support and therapy to help them avoid relapse.

Whether it is evident or not, seniors and older adults comprise a considerable percentage of individuals in the United States who struggle with drug and/or alcohol abuse and addiction. As the baby boomer generation ages, this will become an even bigger problem with an even bigger need for drug treatment centers which are prepared to treat seniors and older adults who are in need of rehabilitation for addiction problems. Seniors and older adults are faced with many physical challenges as a result of their age, which can affect treatment outcome if not addressed concurrently. It is beneficial for seniors and older adults to locate treatment before any long term consequences come about.

Self payment drug and alcohol rehab programs are an excellent alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. In order to learn more about self payment programs, contact a substance abuse treatment facility and inquire as to their payment options. It is a good idea to contact a number of programs so that you have an understanding of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are a lot of drug and alcohol rehab centers throughout the country which are covered through Medicaid. Most drug treatment facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for drug or alcohol addiction at a wide variety of substance abuse rehab facilities around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug rehabilitation facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment services. To find out which rehab programs will accept state financed insurance, speak with a drug and alcohol treatment professional.

If an individual is addicted to drugs or alcohol and is looking for help, there are many effective drug rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial substance abuse rehab programs which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug treatment program. For more information, speak with with an addiction specialist at a substance abuse rehab center in your area to find out which programs your private health insurance will cover.

Military health insurance usually refers to TRICARE and is a normally accepted insurance for certain drug treatment facilities. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE usually covers detox, rehabilitation and outpatient treatment.

Paying for drug or alcohol rehab can be a problem, because typically all resources have been exhausted because of their drug habit. Many drug treatment facilities fully grasp this reality which is why many drug rehabilitation facilities around the country offer payment options known as a sliding scale fee. There are many factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug rehabilitation facilities would rather find a way to make it work financially so that those suffering with addiction can receive the help they need.