Hospital inpatient substance abuse treatment is carried out in a hospital or similar setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may experience the onset of medically dangerous withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also administered to individuals who choose to undergo medication assisted withdrawal, as is the case with individuals who are addicted to opiates and wish to use this type of detox approach to manage the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these individuals will require additional counseling and therapy to entirely recover from addiction.

Whether it is apparent or not, seniors and older adults comprise a significant percentage of individuals in the United States who struggle with drug and/or alcohol abuse and addiction. As the baby boomer generation ages, this will become an even bigger problem with an even bigger need for drug treatment centers which are prepared to treat seniors and older adults who are in need of rehabilitation for addiction issues. Seniors and older adults are faced with many physical challenges as a result of their age, which can affect treatment outcome if not addressed concurrently. It is beneficial for seniors and older adults to find treatment before any long term consequences come about.

Self payment substance abuse rehabilitation centers are an outstanding alternative to other types of treatment programs i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. In order to learn more about self payment at a specific program, make contact with a substance abuse rehabilitation program and inquire as to their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the person has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug or alcohol rehab, and there are many drug rehabilitation centers throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for substance abuse at a wide variety of drug and alcohol treatment programs around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse treatment services. To find out which treatment programs will accept state financed insurance, consult a drug and alcohol treatment specialist.

When an individual is addicted to drugs or alcohol and is seeking help, many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug or alcohol rehab centers which require an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab facility. For more information, speak with with a treatment professional at a drug or alcohol rehabilitation center in your area to see which services your private health insurance will cover.

Military health insurance usually refers to TRICARE and is a normally accepted insurance for certain drug rehabilitation centers. A drug rehab that accepts military insurance will normally accept most other types of insurance as well. TRICARE generally covers detoxification, rehabilitation and outpatient treatment.