Self payment drug and alcohol rehab programs are an excellent alternative to other types of rehabilitation centers i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. In order to learn more about self payment at a specific program, contact a drug or alcohol treatment program and inquire as to their payment options. It is beneficial to contact several programs so that you have a comparison of your choices with regards to treatment options and payment methods.
Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehabilitation, and there are a lot of drug rehab programs throughout the country which are covered through Medicaid. Most drug and alcohol treatment programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.
Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug rehabilitation programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehabilitation providers. To find out which treatment programs will accept state financed insurance, consult a drug treatment advisor.
When a person is addicted to drugs or alcohol and is looking for help, there are many effective substance abuse treatment facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehabilitation facility. For additional information, consult with a treatment professional at a substance abuse rehab program in your area to find out which services your private health insurance will cover.