Drug or alcohol treatment programs which are delivered on an outpatient basis are available to addicted individuals who have circumstances which prevent them from being able to take part in an inpatient treatment facility. An outpatient substance abuse treatment program delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol rehabilitation facility where the individual is required to stay and reside at the rehab center until the treatment process is complete. Outpatient drug treatment is also offered for individuals who have already gone through residential or inpatient treatment but require a thorough aftercare program which will offer additional support and therapy to help them avoid relapse.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug treatment, and there are a lot of drug and alcohol rehabilitation facilities throughout the country which are covered through Medicaid. Most drug treatment programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for substance abuse at a variety of drug and alcohol rehab facilities around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug treatment programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation providers. To find out which rehab programs will accept state financed insurance, speak with a drug treatment specialist.

When somebody is addicted to drugs or alcohol and is looking for help, many effective substance abuse rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment centers which provide an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab program. For more information, speak with with an addiction specialist at a drug treatment facility in your area to find out which services your private health insurance will cover.