Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug or alcohol treatment, and there are a lot of drug and alcohol treatment centers throughout the country which are covered through Medicaid. Many drug rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug rehabilitation programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation providers. To find out which rehabilitation programs will accept state financed insurance, consult a drug treatment advisor.

If a person is abusing drugs or alcohol and is looking for help, many effective substance abuse rehab programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug rehab facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug treatment facility. For more information, consult with an addiction specialist at a drug rehabilitation center in your area to see which services your private health insurance will cover.