Self payment substance abuse treatment programs are an outstanding alternative to other types of rehab centers i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehab program. To learn more about self payment programs, contact a drug treatment program and ask about their payment options. It is a good idea to contact a number of programs so that you have an understanding of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehabilitation, and there are many drug rehabilitation facilities throughout the country which are covered through Medicaid. Most drug and alcohol treatment facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for drug or alcohol addiction at a variety of drug rehabilitation centers around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse treatment providers. To find out which rehab facilities will accept state financed insurance, consult a drug treatment advisor.

When someone is addicted to drugs or alcohol and is looking for help, there are many effective drug or alcohol rehabilitation facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug treatment facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug treatment facility. For more information, consult with a treatment professional at a substance abuse treatment facility in your area to find out which programs your private health insurance will cover.