Self payment drug and alcohol treatment programs are a great alternative to other types of rehabilitation programs i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. In order to learn more about self payment at a specific program, make contact with a drug treatment center and ask about their payment options. It is a good idea to contact a number of facilities so that you have a comparison of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug rehabilitation, and there are a lot of drug rehab centers throughout the country which are covered through Medicaid. Many drug and alcohol rehab facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehabilitation services. To find out which rehab facilities will accept state financed insurance, speak with a substance abuse treatment specialist.