Drug rehab programs which are offered on an outpatient basis are available to addicted people who have circumstances which prevent them from being able to take part in an inpatient treatment program. An outpatient substance abuse rehab program offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehabilitation center where the person is required to stay and reside at the rehabilitation center until treatment is complete. Outpatient drug or alcohol rehabilitation is also offered for those who have already gone through residential or inpatient treatment but require a comprehensive aftercare program which will offer additional support and treatment to help them avoid relapse.

Self payment drug and alcohol treatment programs are an excellent alternative to other types of treatment centers i.e. private medical insurance and state funded programs. Individuals who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehabilitation program. To learn more about self payment programs, make contact with a substance abuse rehabilitation program and inquire as to their payment options. It is a good idea to contact several facilities so that you have an understanding of your choices regarding rehab options and payment options.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for substance abuse at a wide variety of drug treatment facilities around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who are in need of treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug treatment programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment providers. To find out which treatment facilities will accept state financed insurance, speak with a drug treatment professional.

When somebody is abusing drugs or alcohol and is seeking help, there are many effective substance abuse rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug treatment centers which require an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehab program. For additional information, speak with with a treatment professional at a substance abuse treatment center in your area to find out which programs your private health insurance will cover.