Self payment substance abuse treatment programs are an outstanding alternative to other types of rehabilitation programs i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. In order to learn more about self payment at a specific program, make contact with a drug or alcohol rehab facility and ask about their payment options. It is a good idea to contact several programs so that you have an understanding of your choices with regards to rehab options and payment options.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehabilitation, and there are many drug rehab facilities throughout the country which are covered through Medicaid. Many drug and alcohol treatment facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of a Medicaid rehab program.

Some people are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehabilitation facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehab services. To find out which rehab facilities will accept state financed insurance, consult a substance abuse treatment specialist.

If somebody is abusing drugs or alcohol and is looking for help, many effective drug rehabilitation programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse treatment centers which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug treatment program. For additional information, speak with with an addiction specialist at a drug or alcohol rehab facility in your area to find out which programs your private health insurance will cover.