Hospital inpatient substance abuse treatment is done in a hospital setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the client may experience the onset of life threatening withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be monitored very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also delivered to individuals who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox approach to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not treatment in itself however, and these people will need additional counseling and therapy to fully recover from addiction.

Self payment drug rehab centers are a great alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. Individuals who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. To learn more about self payment at a specific program, contact a substance abuse rehab program and inquire as to their payment options. It is a good idea to contact a number of facilities so that you have an understanding of your choices with regards to rehab options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehabilitation, and there are many drug and alcohol rehab facilities throughout the country which are covered through Medicaid. Many drug and alcohol treatment facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for substance abuse at a wide variety of substance abuse treatment programs around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehab facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug treatment providers. To find out which rehab facilities will accept state financed insurance, consult a substance abuse treatment professional.

When a person is addicted to drugs or alcohol and is seeking help, there are many effective drug treatment programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective substance abuse rehab centers which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment facility. For more information, speak with with a treatment professional at a drug or alcohol rehabilitation facility in your area to see which services your private health insurance will cover.

Military health insurance usually relates to TRICARE and is a commonly recognized insurance for specific drug rehab centers. A drug rehab that accepts military insurance will normally accept most other types of insurance as well. TRICARE generally covers detox, rehab and outpatient treatment.