Self payment drug and alcohol rehab programs are a great alternative to other types of treatment facilities i.e. private medical insurance and state funded facilities. Individuals who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. To learn more about self payment programs, make contact with a substance abuse rehab program and ask about their payment options. It is beneficial to contact several programs so that you have a comparison of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehab, and there are a lot of drug treatment programs throughout the country which are covered through Medicaid. Most drug and alcohol rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for drug or alcohol addiction at a wide variety of drug and alcohol rehab programs around the country. Medicare covers both inpatient and outpatient rehabilitation facilities, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug treatment centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment services. To find out which treatment programs will accept state financed insurance, consult a substance abuse treatment professional.

If an individual is abusing drugs or alcohol and is seeking help, there are many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug treatment programs which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment facility. For additional information, speak with with an addiction specialist at a drug or alcohol treatment program in your area to find out which services your private health insurance will cover.