Hospital inpatient drug or alcohol rehabilitation is done in a hospital setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may experience the onset of medically dangerous withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also administered to individuals who desire a medication assisted withdrawal, as is the case with individuals who are addicted to opiates and wish to use this type of detox approach to manage the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not considered full rehabilitation and these people will require further counseling and therapy to entirely recover from addiction.

Self payment substance abuse treatment programs are a great alternative to other types of rehab centers i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment programs, contact a drug or alcohol treatment center and ask about their payment options. It is a good idea to contact several programs so that you have an understanding of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehab, and there are many drug rehab centers throughout the country which are covered through Medicaid. Most drug rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for addiction at a variety of drug and alcohol treatment programs around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who are in need of help can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol treatment facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab providers. To find out which treatment facilities will accept state financed insurance, speak with a substance abuse treatment advisor.

When an individual is addicted to drugs or alcohol and is seeking help, there are many effective substance abuse rehab facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse treatment facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab facility. For additional information, speak with with an addiction specialist at a substance abuse treatment center in your area to find out which services your private health insurance will cover.

Military health insurance usually pertains to TRICARE and is a normally recognized insurance for specific drug rehab facilities. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE commonly covers detox, rehab and outpatient treatment.