Hospital inpatient substance abuse rehabilitation is performed in a hospital setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the person may experience the onset of medically dangerous withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to those who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not considered full rehabilitation and these individuals will need additional counseling and therapy to completely recover from addiction.

Self payment drug treatment programs are an excellent alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. To learn more about self payment at a specific program, contact a drug rehab facility and inquire as to their payment options. It is a good idea to contact a number of facilities so that you have an understanding of your choices regarding treatment options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehabilitation, and there are many drug rehab programs throughout the country which are covered through Medicaid. Most drug rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for drug or alcohol addiction at a wide variety of drug and alcohol treatment centers around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug treatment facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug treatment providers. To find out which treatment programs will accept state financed insurance, speak with a substance abuse treatment professional.

If somebody is abusing drugs or alcohol and is looking for help, many effective drug treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment facility. For additional information, consult with a treatment professional at a substance abuse rehabilitation center in your area to find out which services your private health insurance will cover.

Military health insurance usually pertains to TRICARE and is a normally recognized insurance for certain drug treatment programs. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE commonly covers detox, rehab and outpatient treatment.