Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol rehabilitation, and there are many drug treatment programs throughout the country which are covered through Medicaid. Most drug rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of a Medicaid rehab program.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehabilitation facilities around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehabilitation providers. To find out which rehab programs will accept state financed insurance, consult a drug and alcohol treatment specialist.

When a person is addicted to drugs or alcohol and is looking for help, many effective drug rehabilitation programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug rehab centers which provide an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehabilitation facility. For more information, consult with a treatment professional at a drug rehabilitation center in your area to see which programs your private health insurance will cover.