Self payment substance abuse treatment centers are an outstanding alternative to other types of rehab centers i.e. private medical insurance and state funded programs. Individuals who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment at a specific program, contact a drug rehab facility and ask about their payment options. It is beneficial to contact a number of programs so that you have a comparison of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug treatment, and there are many drug and alcohol rehabilitation centers throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehabilitation programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehabilitation providers. To find out which rehab programs will accept state financed insurance, speak with a drug treatment specialist.

When an individual is abusing drugs or alcohol and is seeking help, many effective drug or alcohol rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol rehab programs which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehabilitation program. For more information, consult with an addiction specialist at a drug rehabilitation facility in your area to find out which programs your private health insurance will cover.

Military health insurance typically pertains to TRICARE and is a commonly accepted insurance for particular drug rehab facilities. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE usually covers detoxification, rehab and outpatient treatment.