Drug or alcohol rehab services which are offered on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to participate in an inpatient treatment facility. An outpatient drug and alcohol treatment center delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug treatment program where the person is required to stay and reside at the treatment facility until treatment has been fully completed. Outpatient drug rehab is also offered for those who have already gone through residential or inpatient treatment but also need a comprehensive aftercare program which will offer further support and treatment to help them avoid relapse.

Self payment substance abuse rehabilitation facilities are an outstanding alternative to other types of rehab facilities i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. To learn more about self payment programs, make contact with a substance abuse rehab program and ask about their payment options. It is a good idea to contact a number of facilities so that you have an understanding of your choices regarding rehab options and payment methods.

Medicaid is a type of health insurance which is accessible to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehabilitation, and there are many drug and alcohol rehabilitation programs throughout the country which are covered through Medicaid. Most drug and alcohol rehab facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for drug or alcohol addiction at a variety of drug and alcohol rehab facilities around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehabilitation providers. To find out which rehab programs will accept state financed insurance, consult a substance abuse treatment specialist.

When a person is abusing drugs or alcohol and is seeking help, many effective drug rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial drug rehab centers which require an inpatient or residential stay for at least 90 days are also an available option. These programs which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab program. For more information, consult with an addiction specialist at a substance abuse rehab facility in your area to see which programs your private health insurance will cover.

Military health insurance generally pertains to TRICARE and is a normally accepted insurance for certain drug treatment facilities. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE usually covers detox, rehabilitation and outpatient treatment.

Paying for drug or alcohol rehabilitation can be a challenge, as all resources have been exhausted due to their drug habit. Many drug rehab facilities understand this fact which is why many drug and alcohol rehabilitation programs across the nation provide payment arrangements known as a sliding scale fee. There are various variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug treatment programs would rather find a way to make it work financially so that those that need addiction help can get the help they need.