Hospital inpatient drug treatment is carried out in a hospital setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the person may encounter the onset of life threatening withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also delivered to individuals who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these people will require further counseling and therapy to completely recover from addiction.

Self payment drug rehab programs are an outstanding alternative to other types of rehab programs i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. To learn more about self payment programs, contact a drug or alcohol rehabilitation program and ask about their payment options. It is a good idea to contact a number of facilities so that you have an understanding of your choices with regards to treatment options and payment options.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug rehabilitation, and there are a lot of drug and alcohol treatment centers throughout the country which are covered through Medicaid. Many drug treatment programs which are covered through Medicaid may only provide a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for addiction at a variety of substance abuse treatment facilities around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment providers. To find out which rehabilitation facilities will accept state financed insurance, speak with a substance abuse treatment professional.

When an individual is addicted to drugs or alcohol and is seeking help, many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment centers which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab program. For more information, speak with with an addiction specialist at a drug treatment center in your area to find out which programs your private health insurance will cover.

Military health insurance usually relates to TRICARE and is a typically accepted insurance for particular drug rehab centers. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE generally covers detoxification, rehabilitation and outpatient treatment.