Drug treatment services which are delivered on an outpatient basis are readily available to addicted people who have circumstances which prevent them from being able to participate in an inpatient rehabilitation center. An outpatient drug and alcohol treatment center delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehabilitation program where the person is expected to stay and reside at the treatment facility until the treatment process is complete. Outpatient drug or alcohol rehabilitation is also available for those who have already gone through residential or inpatient treatment but also need a comprehensive aftercare and relapse prevention program which will provide additional support and therapy to help them remain clean and sober.

Whether it is apparent or not, seniors and older adults encompass a considerable percentage of individuals in the United States who struggle with drug and/or alcohol abuse and addiction. As the baby boomer generation ages, this will become an even bigger problem with an even bigger need for drug treatment facilities which are prepared to treat seniors and older adults who are in need of rehabilitation for addiction issues. Seniors and older adults are faced with many physical challenges as a result of their age, which can have an impact on treatment outcome if not addressed concurrently. It is beneficial for seniors and older adults to seek treatment before any long term consequences occur.

Self payment drug and alcohol treatment facilities are an excellent alternative to other types of treatment centers i.e. private medical insurance and state funded facilities. Individuals who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. In order to learn more about self payment at a specific program, make contact with a drug or alcohol rehab center and inquire as to their payment options. It is beneficial to contact several programs so that you have an understanding of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug treatment, and there are many drug and alcohol treatment centers throughout the country which are covered through Medicaid. Many drug treatment programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for substance abuse at a variety of substance abuse rehab programs around the country. Medicare covers both inpatient and outpatient treatment facilities, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug treatment facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug treatment services. To find out which rehab facilities will accept state financed insurance, speak with a drug treatment professional.

If someone is abusing drugs or alcohol and is seeking help, many effective substance abuse rehabilitation facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug or alcohol rehab centers which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehab program. For additional information, speak with with a treatment professional at a substance abuse rehab facility in your area to see which services your private health insurance will cover.

Military health insurance normally refers to TRICARE and is a commonly recognized insurance for specific drug rehabilitation facilities. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE usually covers detoxification, rehabilitation and outpatient treatment.

Paying for drug or alcohol rehabilitation can be a problem, because typically all resources have been exhausted because of their drug habit. Many drug rehab programs recognize this reality which is why many drug and alcohol treatment programs around the country provide payment options known as a sliding scale fee. There are many factors put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug and alcohol treatment programs would rather find a way to make it work financially so that those that need addiction help can receive the help they need.