Hospital inpatient substance abuse rehabilitation is done in a hospital setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the person may encounter the onset of medically dangerous withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be monitored very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also administered to individuals who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these individuals will require further counseling and therapy to entirely recover from addiction.
Self payment drug treatment centers are an outstanding alternative to other types of treatment programs i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment programs, contact a drug or alcohol rehab center and inquire as to their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices regarding rehab options and payment options.
Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol treatment, and there are a lot of drug and alcohol treatment programs throughout the country which are covered through Medicaid. Many drug and alcohol treatment facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of such a program.
Drug addiction and alcoholism affects many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for addiction at a variety of drug rehabilitation facilities around the country. Medicare covers both inpatient and outpatient treatment facilities, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.
Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug rehab centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment providers. To find out which treatment programs will accept state financed insurance, speak with a drug treatment professional.
When an individual is addicted to drugs or alcohol and is looking for help, there are many effective drug or alcohol rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment programs which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehabilitation facility. For additional information, consult with an addiction specialist at a drug treatment center in your area to see which programs your private health insurance will cover.
Military health insurance typically refers to TRICARE and is a commonly accepted insurance for certain drug rehab programs. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE generally covers detox, rehab and outpatient treatment.