Self payment substance abuse rehabilitation programs are a great alternative to other types of treatment centers i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. To learn more about self payment programs, make contact with a substance abuse rehabilitation program and ask about their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding treatment options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehabilitation, and there are a lot of drug and alcohol treatment centers throughout the country which are covered through Medicaid. Most drug and alcohol rehab facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for addiction at a variety of drug treatment facilities around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who are in need of treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug treatment facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab services. To find out which treatment programs will accept state financed insurance, consult a drug and alcohol treatment specialist.

If a person is addicted to drugs or alcohol and is seeking help, many effective substance abuse treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug or alcohol treatment centers which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehab facility. For additional information, speak with with a treatment professional at a drug rehab facility in your area to find out which services your private health insurance will cover.