Hospital inpatient drug rehabilitation is performed in a hospital setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the person may encounter the onset of medically dangerous withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also administered to those who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification technique to avoid the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not treatment in itself however, and these people will need further counseling and therapy to completely recover from addiction.
Self payment drug treatment programs are a great alternative to other types of rehabilitation facilities i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehabilitation program. In order to learn more about self payment programs, make contact with a substance abuse treatment center and inquire as to their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices regarding rehab options and payment methods.
Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol treatment, and there are a lot of drug treatment programs throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.
Drug addiction and alcoholism can effect many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive treatment services for substance abuse at a wide variety of drug and alcohol rehabilitation programs around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.
Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment providers. To find out which treatment programs will accept state financed insurance, speak with a substance abuse treatment advisor.
When a person is addicted to drugs or alcohol and is looking for help, many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug treatment programs which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehabilitation program. For additional information, speak with with a treatment professional at a drug or alcohol rehabilitation facility in your area to see which programs your private health insurance will cover.
Military health insurance typically refers to TRICARE and is a normally recognized insurance for particular drug rehabilitation centers. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE usually covers detox, rehab and outpatient treatment.