Self payment drug rehab centers are an outstanding alternative to other types of rehab facilities i.e. private medical insurance and state funded programs. People who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehab program. In order to learn more about self payment programs, contact a substance abuse treatment facility and inquire as to their payment options. It is a good idea to contact several programs so that you have an understanding of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehabilitation, and there are a lot of drug rehab facilities throughout the country which are covered through Medicaid. Most drug treatment programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue continues to grow as each year passes. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for addiction at a variety of drug treatment centers around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehabilitation programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehabilitation providers. To find out which rehab facilities will accept state financed insurance, consult a drug and alcohol treatment professional.

If an individual is addicted to drugs or alcohol and is looking for help, there are many effective substance abuse rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment facility. For additional information, consult with a treatment professional at a drug treatment program in your area to find out which programs your private health insurance will cover.